Once we have received all of the required documentation from our customers, we contact the creditor and begin negotiations.
Here is the way settlements work the quicker the debt can be paid back typically the more money you will save overall. You always get your best settlement with a onetime lump sum payment. Not many people are in a position to do that, still very good settlements can be achieved even without a onetime lump sum payment.
Our customers always save well over and above what they pay for our service.